Safety by subtraction
The safest way to protect something is to never hold it. Sambhaal is built around what it refuses to store and refuses to do.
We never hold credentials
Sambhaal has no field for a bank password, card number or UPI PIN, and never will. Reference numbers are stored as the last four digits only, so an entry can be recognised but not used.
We never move money
There is no transfer, payment or auto-debit feature anywhere in the product. The single exception is our own subscription charge, which you start yourself.
Your circle is walled off
Every record belongs to one family circle, and the database itself refuses to return rows to anyone outside that circle. Access is by invitation, and you choose whether each person can edit or only view.
We never advise
Sambhaal explains how renewals, nominations and common frauds generally work. It does not recommend products, does not rank funds and does not tell you what to buy or sell.
If anyone calls claiming to be from Sambhaal and asks for an OTP, a PIN or a bank password, it is not us. We will never ask.